This dataset consists of raw, unedited knowledge from SBA’s Catastrophe Credit score Management System (DCMS) which can have been entered instantly by catastrophe survivors and as such is subject to human error. Moreover, the greenback values in the information set could not replicate subsequent modifications to verified losses or approved mortgage amounts. SBA adjusts damages and loan amounts as needed based mostly on the availability of recent or corrected data. For example, verified loss and approved loan amounts could also be elevated later if new damages are discovered or the price of repairs enhance through the rebuilding mission. Similarly, mortgage quantities could also be decreased if the disaster survivor receives extra recoveries from insurance coverage or grant help which duplicate SBA’s help, thereby reducing the overall mortgage eligibility.

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