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Do you spend so much on your credit card that most of the time your credit limit is maxed out? This is a major red flag that sooner or later, you’ll be filing for bankruptcy. Ask any financial expert and

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If all of these signs check out, then your next goal will be to find the right debt counseling agency that will help with your debt. Make sure you put your trust in a legitimate company only. There are scammers

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Chapter 7 – This option is most popularly used by the debtors. This chapter calls for liquidating all the non-exempt property of a debtor to pay off his creditors. This is done by a trustee who is appointed by the

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