There are those that would argue that getting a debt consolidation loan is not the way to pay down debt. First, they claim that you are just getting more debt on top of the debt that you already have. Secondly,…
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In some cases, you may be able to extend the repayment term on your vehicle when filing a Chapter 13 bankruptcy. If this happens, then your monthly payments will be reduced. This isn’t always the optimal solution, because unless you…
Third, look for a law firm which has a team of lawyers working together. This is important because you would have good opinions and suggestions coming from a number of sources. I asked them to send me a letter verifying…
In some cases, you may be able to extend the repayment term on your vehicle when filing a Chapter 13 bankruptcy. If this happens, then your monthly payments will be reduced. This isn’t always the optimal solution, because unless you…
The next thing you’ll want to do may not be so obvious at first, but is usually where most people acquire a good attorney. It is through friends, family and word of mouth. Surely you know someone who has gone…
Another thing some people might do is hold the issue over your head for a long time. They will always remind you of the time you borrowed money from them to pay your bankruptcy attorney. Therefore, they might treat you…
My friend, taking those first steps to getting help with your debt is actually easier than you probably think. Every day thousands of people just like yourself are facing financial ruin, and searching for ways to be debt free. Don’t…
Using an attorney also takes much of the stress off of you as you file. You simply give your information to the attorney, and he or she will handle all of the busy work and forms. Forms that may be…
IVAs are an alternative to bankruptcy, and come with much less damaging consequences. As long as you have a regular income and can agree to meet set payment terms over a fixed period, you may be suitable for an IVA.…
Most good bankruptcy forms will operate in either one of three ways. The firm will choose to specialize in a very specific type of bankruptcy (e.g. Business Chapter 7), specialize in a particular type of customer (small business, corporation, personal),…
