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Microfinance can only develop into the silver bullet the international group hoped it can be if microfinance is re-examined, re-evaluated, and revised. This could include changing what the system seems to be like and presumably partnering the system with different practices of poverty reduction. These practices might embody direct money transfers which have proven effective in international locations corresponding to Namibia, Indonesia, and South Africa, creating jobs by way of increasing sectors such because the providers, technology, and agriculture sector which has proven efficient in combating poverty in international locations resembling India and China, and protecting labor rights.
