One in every of the purposes of declaring bankruptcy is to negotiate a fee plan with creditors. But you do not need to declare bankruptcy to start negotiating. Contact your creditors and see if they will can help you make smaller minimal month-to-month payments. If you can’t afford your mortgage payments, see if the lender will refinance at a lower interest rate.

Although Occupy Wall Street claims to represent the ninety nine percent of the American public who are economically disenfranchised in comparison with the wealthiest 1 p.c, that same super majority would not help the cause. Since its first march on Sept. 17, Occupy Wall Avenue has attracted as a lot — if no more — opposition because it has assist. In line with a November 2011 poll from Connecticut-based mostly Quinnipiac College, more People view Occupy Wall Avenue unfavorably (39 p.c) than favorably (30 %); a 3rd of these surveyed had yet to make up their minds [source: Good].

– Ask your employer if you may work time beyond regulation.

– Supply services and products for additional revenue.

– Sell objects that you just now not use.

– Find a roommate.

– Get a second job.

Be wary of adverts that declare you possibly can earn money easily. These are sometimes scams.

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