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Gene: I want to reply that as nicely, Jon, that the purchasers that I have which are extra established and that they can get conventional financial institution loans on their own. They typically don’t go with the SBA, primarily as a result of the bankers both of extra favorable phrases or it takes the bankers a little bit additional work to do an SBA mortgage. There’s paperwork and stuff like that for them to do. However then I’ve acquired a variety of purchasers that can’t get traditional banking loans or they’re on the bubble, then they can go to an SBA lender. And you can find all these lenders by the way on sba.gov. And there’s then can say, «Wow, we can do business with these individuals now as a result of the government’s going to guarantee the majority, the nice majority of those loans.» So it’s identical to Julio, such as you have been saying, it’s the higher the risk, the extra alternative there may be for business to get an SBA loan. And I feel that’s type of a rule of thumb.

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