Talk to individuals who have witnessed the incident. This is especially needed in all kinds of accidents – may it be road traffic accidents, work related accidents, medical negligence, criminal related accidents or any other. The account of witnesses is…

Also, you have to remember their «collection risk.» How likely are they going to be able to collect the money from you? If you didn’t pay (and if you owed) it was probably because you couldn’t afford to pay. Just…